The first steps which we take are an attempt to amicably solve the problem along with voluntary repayment of the debt sums. We conduct negotiations within this range and try to arrange the quickest debt collection in the pre-court stage. These are actions beneficial to the both parties – they generate less cost than a standard judicial recovery, and later by a bailiff. However, debtors are not always willing to voluntarily repay the debt. Then, the only step left is to take the matter to court.